|
Okay. So you got pulled over by the police. You
got a ticket for driving with no insurance. Worse
yet, you got a ticket for driving while suspended.
In Oregon, a police officer has the authority to
have your car towed from the point where you were
detained, leaving you stranded. Yep, walking home,
calling for a ride. Embarrassing, huh?
Oregon has one of the strictest auto insurance
requirement laws in the nation. Just about every
state in the United States requires a car to have
insurance. Each state has different laws and limits.
The fines vary greatly from one state to the next.
Fines for driving without insurance and driving while
suspended in Oregon range from a couple hundred to
thousands of dollars. In addition, the cost of the
towing of your car ranges from $200 to $500. The
towing company can also charge you administrative
and storage fees, depending on how long it takes
you to get your car out of impound. This could
range in the thousands. You will find that it
is always cheaper to keep your car insured!
Now, your car is in impound. How do you get it out?
Regardless of the reason your car was impounded,
this is a time-consuming and difficult situation,
and we will offer you some pointers here and get
back on the road as quickly as possible.
- Look at the impound slip and find out what
police department impounded the vehicle. Give
them a call and find out what they will require
you to provide before they will disclose which
impound yard (typically a towing company) has
your car. They will require that you provide
proof of insurance. Ask if they will accept a
faxed copy of the proof of auto insurance. Be
sure you get the fax number. They may make you
bring an original copy. Also, they will not
release a car to a suspended driver. You will
need to find someone willing to drive your car
home that has a valid license.
- Call and get a quote for insurance. Remember
that your car must be registered in your name.
We can insure you even if you have a suspended
license, so don't let that stop you. Just make
sure you have a licensed driver to drive your
car home.
- Purchase your insurance from an independent
agent that can immediately provide you with the
proof of insurance and SR22 if necessary.
- Take your proof of insurance to the law
enforcement agency and be prepared with enough
money to pay the release certificate fee. The
certificate will inform you which towing company
has your car and their phone number.
- Call the tow yard and find out how much are
the towing, administrative and storage fees
required to release your car.
- Go down to the tow yard with the fee, the
release certificate from the police department,
your registration, proof of insurance and a
license driver to get your car.
Remember, if your car was towed for no insurance,
driving while suspended or DUI, you will be required
by the DMV to carry a minimum of liability insurance
for up to 3 years under SR22 requirements. If your
insurance lapses for any reason, you will have 30 days
to obtain car insurance again to avoid suspension of
your license. Don't get caught getting your car
impounded all over again.
An additional thing to consider. Just because your
car is worth less than all the costs to get it out,
does not mean you should just ignore the towing
company. They can still sue you for their costs
exceeding what they are able to get for selling or
auctioning off your car. Be sure to contact them
and come to an agreement. It will cost you less
in the long run.
|
Home Page
Chat Live
Find Us
Client Area
File a Claim
Make a Payment
Make a Change
Refer a Friend
Contact Us
|